How a Bankruptcy Attorney Can Help You Get Your Debts Solved

Chapter 7 Bankruptcy AttorneyWhen you file for bankruptcy, your creditors can no longer hold you personally liable or carry out collection actions against you. You can also stop creditor calls and wage garnishments, prevent foreclosures and avoid late fees and interest on debts you owe.

However, you won’t be able to discharge all of your debts. For example, you may owe child support, alimony, tax debts, court fees and most student loans. In addition, you may have to pay some unsecured debts in order to qualify for Chapter 7 (such as some personal loans and credit cards).

A Good Bankruptcy Attorney Can Help You Get Your Debts Solved

The best chapter 7 bankruptcy lawyer in Phoenix will ensure that your debts are wiped out through the filing of Chapter 7. They will also be familiar with the law and have experience handling such cases. They can advise you on which type of bankruptcy would be best for your situation.

Your lawyer will also provide you with a detailed plan of action for your case, including a timeline and a budget for paying your debts. She will guide you through the process, making sure all documents are submitted in a timely manner and that your bankruptcy is a success.

You will need to fill out several forms and submit them to the court, a process called “filing.” You must also complete a means test. This test evaluates your income, expenses and family size to determine whether you have the financial ability to repay some of your debts. If you pass the test, you will qualify for Chapter 7.

Before you hire a bankruptcy lawyer, it’s a good idea to do some research on the legal system. You can read articles on the subject or watch videos online. You can also talk with other people who have used an attorney to help them through the process.

An experienced bankruptcy attorney will know how to protect your property from creditors. They will know which items are exempt, and they can tell you the value of those items. They can also let you know if your debts are eligible for a discharge, and whether or not they will be.

A great Phoenix Arizona bankruptcy attorney will explain the process to you, answer your questions and guide you through the entire process. You can also ask them for a free consultation to discuss your situation and how bankruptcy will benefit you.

You can also call or email them with any questions you have. They are always available to help.

Your Phoenix Arizona bankruptcy attorney will also be able to explain the fees involved in the filing of your case. The fee will depend on your specific circumstances, but it can vary from state to state. In some areas, such as Los Angeles, the fees can range from $1,500 to $2,000.

The best way to find out if filing for bankruptcy is right for you is to talk with an experienced Phoenix bankruptcy attorney. You can also visit the American Institute of Bankruptcy Attorneys website to find a list of reputable attorneys near you.